Short answer
Commercial alternative lenders fund properties and borrowers that banks will not, including transitional assets, tight coverage ratios and short timelines. Pricing is higher than bank commercial financing and lender fees are standard. Terms are usually one to three years, with an exit to conventional financing planned from the start.
Commercial Alternative Lending Overview
Commercial alternative lending offers financing solutions for business owners and investors who may not meet the strict requirements of traditional banks. Whether your business is newer, your income documentation is non-standard, or the property type is unconventional, B-lenders offer flexibility that major banks cannot.
When to Consider Commercial B-Lending
Frequently Asked Questions
What types of commercial properties qualify?
Most commercial property types qualify including office, retail, industrial, multi-family (5+ units), and mixed-use properties.
Are commercial B-Lender rates higher?
Yes, rates are typically higher than traditional commercial mortgages, but they provide access to financing when other options aren't available.
Have questions about commercial alternative lending?
Call for a free, no-obligation consultation.
(604) 780-5173
