Short answer
Private commercial lending funds land, construction, transitional properties and urgent closings that bank timelines cannot meet. Approval rests on the asset and the exit strategy, with loan-to-value usually capped between 50% and 70%. Terms are short and priced accordingly, so the exit — a sale, a lease-up, or refinancing — matters as much as the rate.
Commercial Private Lending Overview
Commercial private lending involves securing financing from private investors or lending companies for commercial properties. These loans are typically short-term and provide fast access to capital for time-sensitive business opportunities.
When to Consider Commercial Private Lending
Frequently Asked Questions
What are commercial private lending rates?
Commercial private lending rates typically range from 8-18% depending on the risk profile, property type, and loan-to-value ratio.
What commercial properties qualify?
Most property types qualify including office, retail, industrial, multi-family, and development land. The property serves as the primary security.
Have questions about commercial private lending?
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